Sitharaman Highlights India's Financial Inclusion Success

Union Finance Minister Nirmala Sitharaman highlighted India's financial inclusion journey as a cornerstone of the country's social and economic transformation while addressing the Rencontres Économiques d’Aix-en-Provence.

Financial inclusion has been the foundation of India's social transformation. Hon'ble PM Shri @narendramodi brought crores of unbanked citizens into the formal banking system through PM Jan Dhan Yojana and enabled collateral-free credit backed by a sovereign guarantee.

Our… pic.twitter.com/LD6KyAr3Ty

— Nirmala Sitharaman Office (@nsitharamanoffc) July 3, 2026

She said Prime Minister Narendra Modi's Pradhan Mantri Jan Dhan Yojana (PMJDY) brought crores of previously unbanked citizens into the formal banking system and expanded access to collateral-free credit backed by sovereign guarantees.

Budget after budget, India has strengthened education and skilling of the youth through greater support for STEM education and future-ready sectors like AVGC (Animation, Visual Effects, Gaming and Comics).

- Smt @nsitharaman at at the Rencontres Économiques d’Aix-en-Provence pic.twitter.com/LpDjUAQQ5G

— Nirmala Sitharaman Office (@nsitharamanoffc) July 3, 2026

The Finance Minister emphasized that India's robust digital public infrastructure has empowered millions to become entrepreneurs, build creditworthiness, and actively participate in the formal economy.

She noted that financial inclusion, combined with digital innovation, has created new opportunities for inclusive and sustainable economic growth.